You won’t get Social Security Disability Insurance (SSDI) benefits if you don’t have enough work credits, but you could be eligible for Supplemental Security Income (SSI) payments. The SSDI program, on the other hand, does not require applicants to have a particular amount of work credits, but the SSI program does.
If your SSI application is approved, you may be eligible for monthly cash payments, Medicaid, and other benefits. Clients seeking disability benefits might benefit from the services of a competent law firm.
Work Credit Requirements For SSDI:
You must have completed at least 40 work credits during your lifetime to be eligible for Social Security income when you retire. The number of credits required for SSDI eligibility, on the other hand, fluctuates with age. You don’t want to make the mistake of assuming you don’t have enough labor credits based on the circumstances of another person’s position.
Every three months, you work a job that pays into Social Security; you will receive one work credit. Payroll taxes are the means through which you can “purchase” into Social Security.
How To Apply For A SSDI Benefit:
The Social Security Administration (SSA) delivers the Supplemental Security Income (SSI) programs to disabled individuals and children with low financial means. It’s a safety net that allows people who can’t work but don’t qualify for SSDI to pay for necessities like food, clothes, and housing.
To be eligible, you must fulfill the exact medical disability requirements as someone applying for SSDI. Your income must also be minimal, and your countable assets must not exceed specified thresholds.
An attorney can assist in the preparation of a Social Security disability application. He can tell you if you have enough work credits for SSDI or if you need to apply for SSI. Working with a lawyer on the application and review process for disability benefits is not required by law. However, having Fusco, Bradenstein & Rada, P.C by your side can make the process smoother.